Some reasons for needing cash immediately include:

• Debt elimination
• A down payment on a new house
• A college education
• A medical emergency
• Starting a new business

1st Choice Cash Flow can help providing advanced funding through our Structured Settlement Program.

How Structured Settlements work

We match your situation with a specialized funding source who will purchase a claimant's next payment or payments. For that service the funding source will pay a percentage of the payment due. How big a percentage depends on how much time will elapse before the funding source is able to get the monies back. The funding source will provide the claimant with the agreed upon money in advance so they have their money when they need it and then they wait to receive the payments according to the original schedule.

Depending upon the exact situation, the entire process from the time a claimant applies until the money is in their hand (their bank account actually), can take less than 21 days.

*Structured Settlements are funded by annuities. These single premium annuities are purchased to provide a pre-determined payment stream to the payee. These annuities have similarities to investment annuities; they are backed by an insurance company and provide for a long-term payment stream. However, these annuities differ in other aspects: they are not owned by the payee, they are tax free and they can be sold only with judicial approval or a hefty excise tax. Many times, an income stream recipient may be unaware of whether the asset they hold is an investment annuity or a structured settlement annuity. Please call so that we may be of assistance.